Date: August 10, 2021
Time: 12:00 pm – 1:00 pm
Location: Zoom
Cost: Free


Employers are becoming more and more aware and responsive to the overall health of their employees, including their mental, social, and financial health. Employees who are happy and healthy in a holistic way in their personal life, are also happier and more productive at work. Providing financial education for employees can enable proactive planning for the future and help relieve stress. NWIRC is pleased to partner with PNC Bank to bring you this Personal Financial Wellness series for sharing with your employees.

Reducing Your Spending

Are your spending habits building your debt or keeping you from reaching your goals? Reducing unnecessary spending by focusing on wants over needs, with a little cushion for small, non-necessary needs, can help you reduce or even eliminate debt.

About the Presenter:
Richard Uniack is a Financial Sales Consultant for PNC WorkPlace Banking®, a part of the PNC Organizational Financial Wellness program. He serves the Cleveland and Akron markets. Ricky brings employees of organizations offering PNC WorkPlace Banking the ease and convenience, value of select offers, financial education and personalized relationship of a bank-at-work program. Ricky has worked in financial services since 2016, when he joined PNC as a Financial Sales Consultant. He has earned a reputation for building lasting relationships with clients and consistently delivering an exceptional customer experience. Ricky earned a bachelor’s degree in Psychology from West Virginia University.

Contact Molly Reichard at with any questions.

Other topics for Personal Financial Wellness:

Identity Protection – July 13
Healthy Spending and Credit Habits – September 14
The Sandwich Generation – October 12
Credit Scores and Reports – November 16
Making Budgets Work – December 14
Women and Investing – January 11